Top 10 wallets for cashless transactions


Hi Guys! As you are aware that the notes of Rs. 500 and Rs. 1000 has been banned in India since 8th Nov 2016. We re also aware that there are many problems in the daily life. In present time, it is very difficult to keep hard cash, while whole country is facing cash problems. So, in these day we can make transactions through E-wallets. There are many wallets available in play stores. You can download the wallet from your play store and register, add money and pay when you have need. In this article we shall tell you about top 10 wallets and its features.

Top 10 wallets for cashless transactions

Here we are writing about top 10 mobile wallets which can help you in problem of hard cash.  You can make a payment to anyone through the mobile wallets and save your time any money too.

1. Paytm mobile wallet

Paytm is the one of the top ranked mobile wallet app in India. Currently, It has 70 million users and growing the level day by day. Paytm has also received the licence from Reserve Bank of India for starting India's first payments bank. The main features of Paytm is as below...
  •  You can send or receive money to anyone like, your friends, family, relatives, small vendors, shops, petrol pumps & toll plazas.
  • Recharge mobile, pay postpaid mobile bill, electricity bill, DTH, school fee, broadband, landline, insurance and gas.
  • Shop millions of product online and get cashback almost every transactions.
  • Book tickets for movie, bus, train, flight hotel and car etc.
  • Add money in wallet from you saving accounts, debit or credit cards and also offering to transfer and fund to your saving accounts from wallet.

2. MobiKwik

MobiKwik also a licensed mobile wallet offering you the same features like Paytm to you. You can here do the recharge, pay your mobile bill, broadband, landline bill, electricity bill, insurance and gas. You can also book tickets and pay or accept money by using MobiKwik.  

3. FreeCharge

FreeCharge is another best example of mobile wallets. The features of FreeCharge is same like MobiKwik. So, no need to write again.  

4. Vodafone M-Pesa

Vodafone M-Pesa is another wallet. You can recharge your mobile, pay bill, and send money to your bank account from this wallet. You can withdraw your money in just 5 easy steps. In present time Vodafone M-Pesa have over 1,20,000 outlets across the country.

5. Jio Money

Jio is also a best wallet like others. Jio charges zero transaction fee. It has tied upto 50,000 E-commerce website across the country. Jio Money has two account type: First called basic and has transaction limit of 10,000 INR and another is advanced account with 1,00,000 INR per month transaction limit.

6. SBI Buddy

SBI buddy is an wallet app launched by State Bank of India, with which you simple send or receive the money from your friends or family even if they don't have an SBI account. The main highlighted feature of this app is that it is available in 12 languages and one can simply choose their preferred language. You can recharge your mobile, pay postpaid bill, book hotel, movie tickets, flight, DTH/Airtel, vidiocon D2H etc.  

7. ICICI Pockets

ICICI Pockets is the most popular mobile wallet service provided by ICICI bank. You can send your money or ask from your friend or family from this app. It allows you to shop with over 60,000 merchants presently. You can also earn Rs. 50 for each 3 referrals. You can also apply for opening saving account, recurring deposit, fixed deposit or Free Pocket Card from this app.

8. PayApt

PayApt is a mobile wallet service provided by IDBI bank. You can make a payment just one tap from this app. You can also send or receive money, make merchant payments and shop online. There are many offers also available.

9. PhonePe Wallet

This is a new mobile wallet launched by Flipkart and getting popular day by day. It automatically fetch your bank account information based on your mobile number when your signup PhonePe. Still this app is not available for iPhone.  

10. mRupee

You can also send and receive money through mRupee. You can add beneficiaries to your account. There is a transaction fees is taken by mRupee for every time you send money. It will be 1% or more.